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Meet Garden. Finance starts with a conversation.Take a look
Finance, with room to grow

All your finances.
A team of possibilities.

One financial hub. Your own team of agents.
Ask a question. Explore an answer. Open something useful.

GardenProduct vision
PiperReporting & insights Your work, continued
Garden, in conversationProduct vision
You

Compare our 2022 and 2023 P&Ls.

$840k
2022
$1.08m
2023
+28.6%Revenue growth

Revenue grew. Now look at how that growth translated into profit.

Illustrative dataExplore the possibilities
Meet a chief. Explore a workflow. Open an artifact.Interactive product vision · sample data
Meet your financial workspace
A question opens the door

From “what happened?”
to “here’s the picture.”

Explore the platform

Your banking.
In the conversation.

Garden, in conversationProduct vision
You

Bring my accounts together. Leave the busywork behind.

External bank
Garden
Branches
Your existing financial world.

Bring an external account into the same conversation.

Illustrative flow. No account is connected or opened.
Illustrative dataExplore the possibilities

Explore connected accounts, embedded banking, and a place for every balance.

The answer behind
every transaction.

Garden, in conversationProduct vision
You

How many times did we pay Northstar in 2021?

NNorthstar
12payments in 2021
Total paid$28,800.00

Twelve payments. One supplier. The full story, close at hand.

Illustrative dataExplore the possibilities

Ask who you paid, how often, and where the money went.

From a question
to a report.

Garden, in conversationProduct vision
You

Draw up a P&L for 2025.

Profit & loss
NORTH STUDIO · SAMPLE REPORTThe year, at a glance.January — December 2025
Revenue
$1,284,000
Cost of revenue
$436,560
Operating expenses
$398,040
Operating profit
$449,400
Operating margin35.0%Illustrative

A report you can read, question, and build on.

Garden · Product vision
NORTH STUDIO · ILLUSTRATIVE DATA

Profit & loss

January 1 – December 31, 2025 · USD

Illustrative 2025 profit and loss report for North Studio
AccountAmount
Subscriptions$804,000
Professional services$360,000
Other revenue$120,000
Total revenue$1,284,000
Infrastructure costs$236,560
Direct service costs$200,000
Gross profit$847,440
Salaries & benefits$210,000
Software & tools$52,800
Marketing$45,600
Office & operations$60,000
Other operating expenses$29,640
Operating profit$449,400

Operating margin: 35.0%. Ask a follow-up question to explore the expenses, sources, or comparison with another period.

Product vision · fictional company and illustrative figures. This is an interactive report example.

Illustrative dataExplore the possibilities

Turn the financial picture into something you can work with.

Every card.
A clearer picture.

Garden, in conversationProduct vision
You

How much did we spend on credit versus debit?

2025 · Sample card spend
TOTAL SPEND$84,000
Credit$54,60065% of spend
Debit$29,40035% of spend

Switch between dollars and transactions. Same question, another useful angle.

Illustrative dataExplore the possibilities

Explore credit and debit spending in one conversation.

The right chief.
For your next chapter.

Garden, in conversationProduct vision
You

Help me create a chief to keep an eye on our cash flow.

A NEW COLLABORATORGive your chief a name.

A little personality. A clear purpose.

Interactive preview · no agent is created
Illustrative dataExplore the possibilities

Give a finance chief a name, a focus, and a place in your work.

Explore Garden’s product vision. These interactive scenes use illustrative data.

Branches · Banking & cards

Give your money
room to move.

Bring the accounts you already use into the picture. Explore a banking experience with new accounts, debit and credit cards, and the details that matter — right in the conversation.

01

Accounts with a purpose.

Operating, reserve, project. See how the account-opening journey could fit naturally into your work.

02

A card you can actually inspect.

Open a sample card, reveal its demo details, and explore its controls.

Explore banking with Branches
Garden, in conversationProduct vision
You

A card for the team. With room to set the details.

Gardendebit
•••• •••• •••• 2048
NORTH STUDIOCARD PREVIEW
Account-linked debit cardCard unlocked
Illustrative card and controls. No card is issued.
Illustrative dataExplore the possibilities
Useful answers have a shape

A little conversation.
A lot to work with.

A report you can open. A chart you can read at a glance. A financial artifact that keeps the detail close, without filling the conversation with it.

Garden, in conversationProduct vision
You

Draw up a P&L for 2025.

Profit & loss
NORTH STUDIO · SAMPLE REPORTThe year, at a glance.January — December 2025
Revenue
$1,284,000
Cost of revenue
$436,560
Operating expenses
$398,040
Operating profit
$449,400
Operating margin35.0%Illustrative

A report you can read, question, and build on.

Garden · Product vision
NORTH STUDIO · ILLUSTRATIVE DATA

Profit & loss

January 1 – December 31, 2025 · USD

Illustrative 2025 profit and loss report for North Studio
AccountAmount
Subscriptions$804,000
Professional services$360,000
Other revenue$120,000
Total revenue$1,284,000
Infrastructure costs$236,560
Direct service costs$200,000
Gross profit$847,440
Salaries & benefits$210,000
Software & tools$52,800
Marketing$45,600
Office & operations$60,000
Other operating expenses$29,640
Operating profit$449,400

Operating margin: 35.0%. Ask a follow-up question to explore the expenses, sources, or comparison with another period.

Product vision · fictional company and illustrative figures. This is an interactive report example.

Illustrative dataExplore the possibilities
Garden, in conversationProduct vision
You

Draft this month's invoice for North Studio.

INVOICE DRAFT
North Studio · September$4,800.00
Design retainer$4,000.00
Project expenses$800.00

Start with the request. Keep the details in the conversation.

Illustrative dataExplore the possibilities
Garden, in conversationProduct vision
Your revenue agentClover · Garden chief
Your agent

Clover, here is the revenue context for our next month-end review.

Garden

Let’s pick up the conversation and compare the periods.

ContextCloverDraft
Garden · Product vision
NORTH STUDIO · ILLUSTRATIVE DATA

Two years. One clearer picture.

2022 — 2023 · Annual comparison · USD

Illustrative 2022 and 2023 financial comparison for North Studio
Metric20222023
Revenue$840,000$1,080,000
Operating profit$210,000$324,000
Operating margin25.0%30.0%

Revenue grew 28.6%, while operating profit grew 54.3%. Operating margin increased by 5 percentage points.

Source context stays attached.North Studio · sample annual P&Ls, 2022 and 2023. Prepared by Clover from your revenue agent's illustrative context.

Product vision · fictional company and illustrative figures. This example does not connect to an outside agent or financial account.

Illustrative dataExplore the possibilities
Your team. Inside and outside Garden.

Good things happen
between agents.

Give each finance chief a focus and a place in your work. Bring your outside agents into the same financial hub, through the tools and access you choose.

01

A relationship with continuity.

The vision: named agents you return to, with their work and financial context close at hand.

02

A shared place to get things done.

Explore an outside agent requesting a report, Garden preparing it, and an artifact coming back for you to inspect.

Meet Garden’s agent workflows
A new chapter for finance

Money has a new language.
Yours.

The people behind the numbers

Good stories take root.

Meet the people building with Garden.
Our customer film series is coming soon.

Coming soon

This is the home for an upcoming Garden film. The finished video will appear here once it is ready.

Explore Garden Desktop
A little clarity

Good questions. Clear answers.

Get to know your new financial workspace.

Explore the developer guide

A little less managing.
A lot more growing.

Your next chapter starts with a conversation.